📝 Inquiry Removal Letter Template (For Unauthorized Inquiries)
📝 Inquiry Removal Letter Template (For Unauthorized Inquiries)
📝 Inquiry Removal Letter Template (For Unauthorized Inquiries)
Step by Step:
Use this letter to request the removal of hard inquiries you didn’t authorize.
👉 Be sure to attach your FTC Identity Theft Report when sending.
[Your Full Name]
[Your Address]
[City, State, Zip Code]
[Email Address]
[Phone Number]
[Date]
[Credit Bureau Name]
[Credit Bureau Address]
[City, State, Zip Code]
📌 Subject: Request to Remove Unauthorized Inquiries
Dear [Credit Bureau Name],
I’m writing to request the removal of several unauthorized hard inquiries from my credit report. These inquiries were not made or approved by me and are negatively impacting my credit score.
Under the Fair Credit Reporting Act (FCRA), any inquiries that cannot be verified or were made without my consent must be removed.
Please investigate and delete these inquiries. If they cannot be verified, they must be removed in accordance with 15 U.S.C. § 1681c(a) of the FCRA.
I have attached my FTC Identity Theft Report as proof of the issue.
Once your investigation is complete, please send me a written confirmation listing the inquiries that were removed.
Thank you for your time and assistance.
Sincerely,
[Your Full Name]
[Signature]
👇 Printable PDF you can fill out:
Use this letter to request the removal of hard inquiries you didn’t authorize.
👉 Be sure to attach your FTC Identity Theft Report when sending.
[Your Full Name]
[Your Address]
[City, State, Zip Code]
[Email Address]
[Phone Number]
[Date]
[Credit Bureau Name]
[Credit Bureau Address]
[City, State, Zip Code]
📌 Subject: Request to Remove Unauthorized Inquiries
Dear [Credit Bureau Name],
I’m writing to request the removal of several unauthorized hard inquiries from my credit report. These inquiries were not made or approved by me and are negatively impacting my credit score.
Under the Fair Credit Reporting Act (FCRA), any inquiries that cannot be verified or were made without my consent must be removed.
Please investigate and delete these inquiries. If they cannot be verified, they must be removed in accordance with 15 U.S.C. § 1681c(a) of the FCRA.
I have attached my FTC Identity Theft Report as proof of the issue.
Once your investigation is complete, please send me a written confirmation listing the inquiries that were removed.
Thank you for your time and assistance.
Sincerely,
[Your Full Name]
[Signature]
👇 Printable PDF you can fill out:
Use this letter to request the removal of hard inquiries you didn’t authorize.
👉 Be sure to attach your FTC Identity Theft Report when sending.
[Your Full Name]
[Your Address]
[City, State, Zip Code]
[Email Address]
[Phone Number]
[Date]
[Credit Bureau Name]
[Credit Bureau Address]
[City, State, Zip Code]
📌 Subject: Request to Remove Unauthorized Inquiries
Dear [Credit Bureau Name],
I’m writing to request the removal of several unauthorized hard inquiries from my credit report. These inquiries were not made or approved by me and are negatively impacting my credit score.
Under the Fair Credit Reporting Act (FCRA), any inquiries that cannot be verified or were made without my consent must be removed.
Please investigate and delete these inquiries. If they cannot be verified, they must be removed in accordance with 15 U.S.C. § 1681c(a) of the FCRA.
I have attached my FTC Identity Theft Report as proof of the issue.
Once your investigation is complete, please send me a written confirmation listing the inquiries that were removed.
Thank you for your time and assistance.
Sincerely,
[Your Full Name]
[Signature]